Medicare Insurance
Comprehensive healthcare coverage for those 65 and older
65
Minimum age to qualify
7mo
Initial enrollment window
80%
Original Medicare coverage
Oct-Dec
Open enrollment period
Medicare Explained
Understanding Medicare
Medicare is the federal health insurance program for people 65 or older, certain people with disabilities, and people with End-Stage Renal Disease. It helps cover many healthcare costs, but it doesn't cover everything.
Important: Medicare Gaps
- • Original Medicare only covers about 80% of healthcare costs
- • No annual out-of-pocket maximum
- • Limited coverage for prescription drugs
- • No coverage for dental, vision, or hearing aids
- • No coverage for long-term care
That's why most Medicare beneficiaries choose additional coverage through Medicare Advantage plans or Medicare supplement insurance to fill these gaps.
Who Qualifies for Medicare?
Age 65 or older: Most people qualify at 65, regardless of work status
Disability: People under 65 with certain disabilities
ESRD: End-Stage Renal Disease at any age
ALS: Amyotrophic Lateral Sclerosis diagnosis
Frequently Asked Questions
Navigate Medicare with Confidence
Medicare decisions are permanent and affect your healthcare for life. Don't navigate this alone. Get expert guidance to make the right choices for your situation.